Personal. Clear. Honest.
I am Oguzhan Uyanik. I help people arrange their retirement provision, protect their income and insure what matters – in a way that fits their actual life, not a sales brochure. Consultations are held by video call, so it makes no difference where in Germany you live.
We can talk in English, German or Turkish. This page is an English summary – the full website, along with the legal notice and the privacy policy, is in German.
You talk to me – including when something serious happens and it has to be dealt with quickly.
I explain what a contract covers and what it does not. In sentences you can repeat to your family.
Your life changes – job, family, home. We look at your cover together from time to time to check it still fits.
About me
I have worked in sales since 2019. I do not measure my work by how many policies I sell, but by how many clients still call me years later when something in their life changes. Signing a contract is quick. Building a relationship that lasts ten years is not.
You can only be insured while nothing has happened yet. A diagnosis does not decide what a policy costs – it decides whether there will be one at all.
That is why I am persistent when it comes to protecting your ability to work, even when the subject is uncomfortable. Sell someone something they do not need and you have them once. Tell them what they really need – and what they should stay away from – and you keep them for life. That is exactly why I will sometimes advise you against something.
The same principle applies to retirement saving, only more slowly. The strongest lever is not the return, it is time: someone who starts in their mid-twenties needs a fraction of the monthly amount that would be required twenty years later. That is why I recommend an early start to young clients, even when the amount is small at first.
What I do
You do not have to sort everything out at once. We start where the biggest gap is and work forward step by step. German insurance terms are given in brackets – they are what you will see on your paperwork.
So that half of your income does not simply disappear later on. We work out honestly what you will need – and what you can afford today.
Your ability to work is your largest asset. If it goes, a lot goes with it. That can be insured – usually for less than people expect.
Personal liability, contents, car, legal expenses. Unexciting – until something happens. Tell me your budget and I will get the most out of it.
Your business stands or falls on a handful of risks. We cover exactly those – without selling you a package you do not need.
How we work together
You are not taking any risk. We only move on once you feel comfortable.
An informal video call, from wherever suits you. We find out whether it is a good fit.
I go through the policies you already have and show you where the gaps and the overlaps are.
You get a recommendation you can actually follow – costs, benefits and alternatives openly on the table.
My work starts after the signature: check-ups, adjustments and help when you need to claim.
Contact
Write me a line about what it is you need. I do not leave messages sitting – we will find a time that suits you. Consultations are held by video call. Feel free to write in English, German or Turkish.